Experienced Homeowners Financial Professionals
Insurance is the one thing we buy that we hope to use as little as possible. For homeowners, insuring their biggest asset is essential. Bubrig Insurance Agency Ltd. in Belle Chase offers competitive homeowners’ and renter’s insurance plans, along with superb service, a wealth of educational resources, and a caring staff of financial professionals to assist you.
Homeowners insurance covers damage to your home resulting from fire, natural disasters, and theft. Every policy offers coverage for the structure, personal belongings, and protection against liability. When an insured disaster occurs, you want to be supported with coverage throughout the recovery process. If you are temporarily unable to live in your home while repairs are being made, your additional living expenses will be covered as well.
If you have chosen to purchase off-premises coverage, personal belongings are covered even when they are outside of your home. This can include up to $500 in unauthorized credit card usage. Expensive items such as jewelry, fur, and silverware are covered as well against theft and accidental disappearance (meaning you lose the item). Trees, plants, and scrubs on your property are also covered when they are damaged by theft, fire, lightening, or vandalism.
Flood insurance is an add-on policy to homeowners insurance that is recommended in some areas and required for homes that are in a flood plain. This coverage is available from the National Flood Insurance Program, and from some private insurers.
While it is legal to own a home without homeowners’ insurance, the bank will not finance your mortgage loan without coverage—they need to protect their investments as well. While this does add to the cost of your monthly payment, this cost well outweighs the risk of losing your home without it.
Protect your biggest investment with Bubrig Insurance Agency Ltd. in southern Louisiana. Our professional, experienced financial professionals will work with you and your lender to find a policy that meets your individual needs, fits into your budget, and provides you with the peace of mind and generous service you deserve from an insurance company. If you have a homeowners’ insurance policy you aren’t satisfied with, give us a call. Bill Bubrig and his team will ask the right questions to find a new policy will work better for you. We also handle the cancellation of your current policy and transfer to your new policy so you won’t have to deal with the hassle. Contact Bubrig Insurance Agency Ltd. to begin protecting your home today.